8:30am - 5:30pm


8:30am - 5:30pm


8:30am - 5:30pm


8:30am - 5:30pm


8:30am - 5:30pm


9:00am - 5:00pm



Hours in PST

Home Insurance Discounts

One of the reasons it pays to get quotes from various insurers is that they all offer different discounts for different things.

Here are some of the discounts for which you may qualify:

Age Discount

It’s common to offer this discount to people who’ve reached the age of 50 or 55, but we’ve seen it kick in for someone as young as 45.

Credit Status

A good credit score can result in a substantial discount with some companies.

Alarm Discount

Almost all insurers offer a discount if you have an alarm system.

Block Watch Discount

Being a Block Watch leader can get you a discount with at least one insurer.

Claims Free Discount

You can expect a significant discount if you’ve been claims-free for 5 years. We’ve also seen some insurers provide a claims-free deal for being claims-free for as little as 3 years.

Mortgage/Line of Credit-Free Discount

You can save up to 20% if you have paid off your mortgage and have no line of credit.

Higher Deductible

Selecting a higher deductible for your policy may reduce your premium significantly.

Newer Home Discount

Some insurance companies will discount their price for people with newer homes; sometimes, it doesn’t need to be so new. We’ve even seen this discount applied for homes built in the 80s.

Stability of Residence Discount

Discounts can also be available for owners who have resided at the same address for over six years.

Please Note

Different insurers offer different discounts, and they change the deals they offer too. Sometimes an insurer will implement a new discount, and sometimes they’ll stop offering a specific discount.

It’s another reason it pays to get a bunch of them quoting on your business!

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