Home Insurance can feel like a necessary evil at some points and an unnecessary expense at others.
How do you continue to protect yourself when tragedy strikes while not spending an arm and a leg?
Here are some tips on saving on your yearly Home Insurance bill while maintaining responsible coverage.
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Know The Coverage You Need
If you’re living in Nanaimo, it’s probably worth considering adding Earthquake Insurance to your insurance. However, if you live in Grand Forks, you may want to save that extra money. The same applies to flood coverage; you may not need that coverage if you have zero flood risk.
If you don’t know what coverage may suit your home, contact one of our experienced representatives. We can help you figure out what coverages are needed for your home.
Compare Home Insurance Prices
You shop around for the best deal for your computer. Why not do the same for your Home Insurance? The Home Insurance People allows you to do comparison shopping in one place. We also provide you with highly trained representatives to contact along the way. Click here to get quotes from leading insurers in less than ten minutes.
Increase Your Deductible(s)
Increasing your insurance deductible may not always be the best choice. However, in some cases, it can be the best option to save money. Moving your deductible from $500 to $1000 can often save 15% a year on your Home Insurance bill. Don’t make a claim, and you may save as much as several hundred dollars, year after year.
Make Sure You Are Getting The Discounts You’re Eligible For
The Home Insurance People representatives will always review the discount options with you to ensure you get the best deal possible. A few of our markets offer Credit Score discounts, which can provide a discount of up to 20% for some clients.
Email us or give us a call.
We always aim to get you the coverage you need at the best price possible. Call us so we can look into different options that are geared to your needs and price point.