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5 Home Insurance Tips You Should Know

Home Insurance can feel like a necessary evil at some points and an unnecessary expense at others.

How do you continue to protect yourself when tragedy strikes while not spending an arm and a leg?

Here are some tips on saving on your yearly Home Insurance bill while maintaining responsible coverage.

Know The Coverage You Need

If you’re living in Nanaimo, it’s probably worth considering adding Earthquake Insurance to your insurance. However, if you live in Grand Forks, you may want to save that extra money. The same is true for flood coverage; you may not need that coverage if you have zero flood risk.

If you don’t know what coverage may suit your home, contact one of our experienced representatives. We can help you figure out what coverages are needed for your home.

Compare Home Insurance Prices

You shop around for the best deal for your computer. Why not do the same for your Home Insurance? The Home Insurance People allows you to do comparison shopping in one place. We also provide you with highly trained representatives to contact along the way. Click here to get quotes from five of BC’s leading insurers in less than ten minutes.

Increase Your Deductible(s)

Increasing your insurance deductible may not always be the best choice. However, in some cases, it can be the best option to save money. Moving your deductible from $500 to $1000 can often save 15% a year on your Home Insurance bill. Don’t make a claim, and you may save as much as several hundred dollars, year after year.

Make Sure You Are Getting The Discounts You’re Eligible For

The Home Insurance People representatives will always review the discount options with you to ensure you get the best deal possible. A few of our markets offer Credit Score discounts, which can provide a discount of up to 20% for some clients.

Please e-mail us or give us a call.

Our goal is always to get you the coverage you need at the best price possible. Call us so we can look into different options that are geared to your needs and price point.

Feel free to contact us with any questions or concerns that you may have by phone at 1-866-544-4224 or by e-mail at [email protected]. We would love to hear from you.


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