Saving Money On Your Top Expenses in BC – Expense #3: Food
Finally, landing in 3rd place on the list of top expenses in British Columbia is the cost of food. Food is such an essential aspect of our lives; it keeps us nourished, healthy, and connected with our loved ones. Although it’s one of the top expenses in BC, it doesn’t have to be stressful. We’re […]
Saving Money On Your Top Expenses in BC – Expense #2: Transportation
Transportation lands in spot number 2 for the top 3 expenses in British Columbia. Whether you own a vehicle, take the bus, or are wondering about your options, we have tips to help you cut down on transportation costs! Purchase A Used Vehicle Brand-new vehicles are one of the fastest-depreciating assets you can buy. Even […]
Saving Money On Your Top Expenses in BC – Expense #1: Housing
With the cost of housing sitting at number 1 on the list of top expenses in British Columbia, chances are you are eager to find ways to save on your housing costs. We’ve gathered our top tips to help you save money on your highest expense, whether you’re an owner or a renter. Homeowners Compare […]
Upgrading a Home’s Electrical to Replace Oil Tank with Heat Pump
In case you haven’t read my previous posts on this (which you can find here & here), my name is Charlotte, I’m an insurance broker, and I’m currently in the process of changing my heating from an old inefficient oil tank to a new heat pump. Inspecting Electrical for Heat Pump Addition I purchased my […]
Replacing My Home’s Old Oil Tank with a Heat Pump and Backup
It’s Insurance Broker Charlotte here! Yes, I’m a real person and a real insurance broker, who just also happens to be on the TV ads for Harbord – The Home Insurance People. Older oil tanks are an issue for insurers, for multiple reasons. Read our intro post for more background, and info on the risks […]
Replacing My Home’s Old Oil Tank – An Introduction
It’s Insurance Broker Charlotte here! Yes, I’m a real person and a real insurance broker, who just also happens to be on the TV ads for Harbord – The Home Insurance People. I’m also a real homeowner—and it pains me to admit this as a veteran insurance broker, but my oil tank is reaching the […]
Insurance Broker vs. Direct Writer: What’s The Difference?
Whether you’re shopping for a home, condo, or tenant insurance, making sure you have the best possible coverage for the best price is always of top concern. That’s where the difference between working with an insurance broker vs. a direct insurance writer comes in. There are some critical differences between the two that could affect your […]
Is Your “Independent” Home Insurance Comparison Website Really Giving You The Best Deal?
Many home insurance comparison websites claim to be completely “independent” when offering you the best and most affordable options. Unfortunately, that is not always the case. Some Independent Home Insurance Price Comparison Websites Are Driven by Outside Influence, NOT Your Best Interests We know of some very popular Home Insurance Price Comparison websites that claim […]
Save Money & Time on Home Insurance with Online Quote Comparison Tools
Home insurance policies have been available in North America since the mid-1900s, and, as expected, a lot has changed since then. Like televisions, that’s a thing. And cars are another change; we’ve come a long way on the passenger vehicle front. How about phones? That’s another pretty significant ‘change’ since the ’50s. Technology advancements have […]
Home Improvements That May Save You On House Insurance Costs
Homeowners are always looking for ways to lower their living expenses, whether by refinancing to lower their mortgage costs, saving on energy expenses, or lowering home insurance premiums. Although home improvements & upgrades usually cost money, some specific home projects can lower home insurance premiums. This can make the upgrade investments cost-effective as they typically […]
