The new school year can be a hectic time for many, especially students, so most students who end up renting a place to call home for the school year forget to consider tenant insurance. Despite how busy students who rent are, a student’s tenant insurance can help protect their expensive student contents (and their peace of mind). In the tragic case of a robbery or fire etc., tenant insurance can safeguard a student’s most valuable assets. Tenant insurance will ensure that one can be reimbursed for the costs to replace the contents, helping them save the money it would cost to replace it themselves while also ensuring they get their assets replaced quickly.
Theft Is Most Common Crime On Campuses
Did you know that thefts and burglaries are among the most common crimes on school campuses? It’s true. For example, when we analyze crime statistics for the University Of Victoria, we see that thefts account for most of the recorded crimes. This is a common theme across all school campuses, which is why student tenant insurance can be valuable.
Tenant Insurance For Student Property
There are a lot of different types of student property and supplies that the right tenant insurance can provide coverage for, including;
Laptops & Computers
Students laptops and computers are some of the most critical assets. Not only are these essential for taking notes and completing assignments during the school year, but they can also be costly, so losing these in any way or form can be devastating. Tenant insurance protects a student’s laptops and computers in the case of a robbery or damage (fire, etc.).
Backpacks, Bags & Luggage
Besides a laptop or computer, students also usually have various forms of backpacks, bags, and luggage that they use daily or use to move into their new place for the school year. The right kind of tenant insurance will also protect these items, which can also be expensive. Protect your backpacks, bags, and luggage with the right tenant insurance if stolen or damaged.
Many students may also bring or buy their own furniture for the school year. This can include bed furniture, a desk, a chair for work, or drawers to organize clothes. Tenant insurance protects the contents of the rental unit, and this includes all the furniture as well!
Other Electronics (Phones, Headphones, etc.)
Students will also be pleased to learn that tenant insurance protects their other electronics. Everything from smartphones, headphones, and more will also be protected, ensuring all expensive items are covered in case of damage or theft.
Get A FREE Quote for Tenant Insurance Today!
If you’re interested in possibly getting tenant insurance to protect your contents and assets, contact Harbord now for a FREE tenant insurance quote! We’d be happy to provide you with a free quote and would be glad to answer any questions you may have.
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Earn a “Claims Free” Discount! Learn How Now
A great way to earn a discount on your home insurance is to qualify for a ‘claims free’ discount! This special discount is awarded to people with a history of home insurance who have had no claims. Even if you are just part of a policy, such as a student living at home, you may be able to take advantage of your parents’ ‘no claims’ history when you move out.
Alternatively, if you have just left home and haven’t had any home insurance yet, think about starting an in-expensive tenant policy today; this could enable you to get some significant discounts on your home insurance in the future! Contact one of our knowledgeable brokers today for more information.
If you live in Alberta or British Columbia and are looking for Home Insurance, we are here to answer any questions you may have about our range of home insurance products and services. Contact us at 1.844.544.4663 and see for yourself what makes us Harbord – The Home Insurance People™!