I was with another agent for my condo insurance in 2020 and the increase was, in my opinion, astronomical. I honestly hate sounding like an advertisement, but it’s a good thing I made the decision to call Harbord. At the end of the day, not only did I get better coverage than I already had, I ended up saving almost 29%. It was a no-brainer to make the switch and they made it easy too. The only thing I had to do was speak to the incumbent agent to terminate with them (felt good doing that). On top of all this, Harbord does a market survey annually, which is going above and beyond. I would recommend going with them. I dealt with Marianne Cygan and it was a great experience.