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Upgrading a Home’s Electrical to Replace Oil Tank with Heat Pump

Upgrading a Home's Electrical to Replace Oil Tank with Heat Pump The Home Insurance People

In case you haven’t read my previous posts on this (which you can find here & here), my name is Charlotte, I’m an insurance broker, and I’m changing my heating from an old inefficient oil tank to a new heat pump.

READ: Part 1

READ: Part 2

Inspecting Electrical for Heat Pump Addition

I purchased my home about 13 years ago, and although we’ve done many updates to ensure that it’s remained in tip-top condition over the years, we haven’t updated the electrical service. Our electrical was fine, the age of the home meant that we didn’t have any knob & tube wiring (which can be a hazard), and we were also lucky that our home had no aluminum wiring either. Both types of wiring can cause issues with insurance as they can cause a higher risk of fires.

So ultimately, our wiring was acceptable in terms of insurance, but we only had a 100amp panel in the home. The panel was fine for most of our usage, but we needed to up the amperage to 200 for the installed heat pump with electrical backing. We also needed to increase the amperage to get the hot tub my husband keeps promising me…

Top Tips for Hiring an Electrician

So we had to get some electricians in to do that upgrade. There are a few things that I would suggest doing when you are hiring an electrician to make sure you get the best work done with no issues.

Here are my top tips:

1. Hire a licensed electrician.

Licensed electricians will have the proper training to handle any unexpected outcomes. You can check to see if your electrician is licensed here. Luckily we didn’t have anything too unexpected, but it was great to know that if a curveball came up, our electricians could handle it.

2. Make sure that you get permits.

Your licensed electrician will most likely do this for you. It’s essential because if you don’t, you could be fined by the city. In our case, the electrician needed to make some alterations to the outside to meet the current code, so now we know that our home is that much safer.

3. Make sure that your electrician is insured.

Again, hiring a reputable licensed electrician will make it far more likely that they carry insurance. But you want to ensure that they have current coverage for their business, including liability coverage, so it will be covered if they make a mistake on your installation. It’s also essential to ensure they have WorkSafe coverage for all employees so that you don’t need to worry about being financially responsible for any issues.

So now our electrical is upgraded (still waiting on the hot tub), and our next step is installing the heat pump itself!

Stay tuned!

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